Food Delivery Accident Attorneys in California
Food delivery services such as DoorDash, UberEats, Postmates, and Instacart are more popular than ever, all of which have resulted in a high percentage of vehicles busy delivering prepared food and groceries to customers who prefer to stay home.
It takes just a few taps on your smartphone to order lunch, dinner, or the family's groceries from one of these services. It has become a way of life for many people in Orange County. The question arises – what if you are in an accident with a food delivery driver? How do you pursue compensation to cover the losses you have experienced?
Food delivery drivers are in a hurry – the only way they can make enough income to survive is to deliver in volume. This means rushing up and down city streets and through neighborhoods multiple times a day, always in a hurry, meanwhile checking on the next delivery on the in-vehicle system or smartphone – making these drivers particularly likely to be involved in an accident.
Unfortunately, the food delivery services may refuse to accept any responsibility for what their drivers do. They consider their drivers to be private contractors and require them to carry their own auto insurance. Food delivery services are known to aggressively challenge any claim filed for an injured driver, passenger, pedestrian, cyclist, or motorcyclist.
For many food delivery services, a claim must be filed against the individually-owned auto insurance of the driver, which for some food delivery services, is the minimum required by California law. The amount you can recover in these cases will reflect the limits of the driver's auto insurance policy and the amount of coverage the company requires the driver to have in place.
Postmates has a higher liability insurance coverage requirement, with their drivers required to have auto insurance with $1 million in liability coverage.
UberEats will cover up to $1 million in liability, but only after the food delivery driver has accepted a delivery order. If the UberEats app is active, but the driver has not yet accepted an order, the coverage is limited to $50,000 per injured person and $25,000 for property damage only cases.
Several other food delivery companies require their drivers to have only the state minimums, which are very low: In California, a driver is legally required to have a minimum of $15,000 liability insurance, with $30,000 maximum per accident. Many serious injury accidents will cost far more in medical treatment and lost wages, and other damages. In some cases, a lawsuit can be filed against the driver in civil court to seek a judgment and payment from the driver's assets, such as property, vehicle, or other valuables.
The first step in filing a claim after an accident with a food delivery service is to ensure you have legal representation from a Santa Ana car accident lawyer who will manage every aspect of the case, determine the amount of coverage available, and pursue the maximum possible.
At HN Injury Lawyers, we take on cases of vehicle accidents causing serious injuries or death, including food delivery service accidents. Our legal team is experienced, successful, and has the highest level of genuine care and compassion for the people we serve. If you or a loved one was injured in an accident with a food delivery vehicle, contact us immediately so we can help you sort through the complex issue of liability, file your claim, and negotiate a fair settlement – or take your case to trial. We are trial lawyers, and when we take on a case, we go above and beyond to fight for justice and full compensation.
Call HN Injury Lawyers today for a free case consultation at (657) 333-5726 if you or a loved one was injured in an accident with a food delivery driver in Orange County.